Malaysia Property Guides
We have tips, tools and how-to guides on every aspect of buying, selling, renting and financing for a property you can call home.
Step-by-Step Property Buying in Malaysia
Set Budget – Include property price, fees, and loans.
Choose Property – Decide type and location.
View & Inspect – Check condition and neighborhood.
Make Offer (OTP) – Pay 1% booking fee.
Secure Financing – Get bank loan approval.
Sign SPA – Pay 10% deposit.
Transfer Ownership – Pay stamp duty and legal fees; receive keys.
Financing, Legal & Tax Considerations
Financing:
Home loans available for locals and some foreigners.
Loan-to-Value up to 90%; get pre-approval first.
Legal:
SPA must be reviewed by a licensed lawyer.
Freehold vs. Leasehold titles.
Foreign approval needed for certain properties.
Taxes & Fees:
Stamp duty and legal fees (1–2% of price).
Real Property Gains Tax if sold early.
Maintenance fees for condos/apartments.
Investment Tips & Market Trends (2025)
Market Trends:
Malaysia’s property market is recovering, with strong demand in residential, industrial, and logistics sectors.
Properties near MRT/LRT and major infrastructure are gaining value.
Eco-friendly and lifestyle-oriented developments are increasingly popular.
Investment Tips:
Focus on areas with good connectivity and growth potential.
Consider mid-range residential or industrial properties for better yields.
Aim for long-term gains: combine rental income with potential capital appreciation.
Always check supply vs demand before buying.
Advice for Buyers
New Developments:
Great for long-term capital growth
Modern designs and amenities
Low maintenance initially
Expect a waiting period before moving in
Resale Properties:
Move in or rent out immediately
Located in established areas with infrastructure
Price negotiation possible
May require renovation or updates
General Tips:
Choose based on your timeline, budget, and investment goals
Research the developer or previous owner’s credibility
Consider location, amenities, and growth potential